Metropolitan Bank & Trust Company
The Future Made Possible
We are driven by our dedication to exceed goals and expectations. We deliver productive results and always aim for growth. This is how we make the future possible.
Milestones
Metrobank in 2024
Our net income reached a record high of PHP48.1 billion in 2024. Return on equity improved to 13.0% from 12.5% in 2023. This positive momentum and our formidable balance sheet put us in a strong position to support the growing needs of our customers and pursue our medium term strategies.
Our net income reached a record high of PHP48.1 billion in 2024. Return on equity improved to 13.0% from 12.5% in 2023. This positive momentum and our formidable balance sheet put us in a strong position to support the growing needs of our customers and pursue our medium term strategies.
ROE
13.0%
(AS OF FY 2024)
Common Equity Tier 1 Ratio
15.9%
(AS OF FY 2024)
2024 Metrobank Group Highlights
Total Assets
₱3.5
Trillion
Total Net Loans
₱1.8
Trillion
Total Deposits
₱2.6
Trillion
Total Equity
₱385.5
Billion
In 2024, total consolidated assets stood at PHP3.52 trillion, maintaining our status as the country’s second largest private universal bank. Total equity reached PHP 385.5 billion.
Gross loans grew at a robust 17.0% year-on-year, outpacing industry growth of 12.5%. Meanwhile, total deposits rose by 8.0% to PHP2.6 trillion from a year ago, of which 57.8% are low-cost Current and Savings Accounts (CASA).
Non-performing loans’ (NPLs) ratio further eased to 1.4% from 1.7% in 2023, NPL cover remains high at 163.5%, providing a substantial buffer against any emerging risks to the portfolio.
Our fortress balance sheet remains evident with capital adequacy ratio at 16.7% and Common Equity Tier 1 (CET1) ratio at 15.9%, all well above the BSP’s minimum regulatory requirements.
Regulatory Filings
Here you can find Metropolitan Bank & Trust Company filings in compliance with regulatory policies.