Residential Asset Acquisition
Make that investment today through a Metrobank Home Loan
Metrobank lets you use your existing property to get a second home.
Flexible terms
Easy payment terms of up to 25 years for your house purchase through our Metrobank Home Loan.
Affordable interest rates
Metrobank offers affordable interest rates to help you get the home of your dreams.
Minimal requirements
Applying for a housing loan has never been easy. Get a decision right away by submitting the basic requirements. Contact us today.
Get a second home today
Whether you’re looking for a second home or just a new real estate investment, Metrobank can help you through our Home Loan.
Lock in an affordable interest rates for your home loan.
Get your second home today and pay up to 25 years
Choose from a variety of other loan purposes such as construction, lot purchase, residential asset acquisition, reimbursement, refinancing, and personal consumption.
Home Loan Eligibility Requirements
Individual Borrower
Must be a Filipino citizen
At least twenty-one (21) years old
With a gross monthly family income of at least PHP 40,000
If employed, with permanent status with current employer for the last two (2) years
If in-business, with profitable operation for at least three (3) years
If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country
Working Overseas
A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan
For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination
For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies
Earning at least USD 1,000
