Home Refinancing
Transfer your home loan to Metrobank
Move in with us and start enjoying affordable rates and flexible payment terms so you can pay off your loan in no time.
Start Fresh
Metrobank will help you reassess your payment terms and interest rates as you shift to our new loan scheme.
Finish strong
Find the right terms and you’ll finish paying that home refinancing in no time.
Live comfortably
Our affordable rates will help ease refinance your home loan so you can live your best life.
Make that switch today
Metrobank helps you pay off your loan with ease through our refinancing loan.
Lock in affordable interest rates for your home loan
Enjoy a payment term of up to 15 years
Choose from a variety of other loan purposes such as lot purchase, construction, home purchase, residential asset acquisition and personal consumption loan
Home Loan Eligibility Requirements
Individual Borrower
Must be a Filipino citizen
At least twenty-one (21) years old
With a gross monthly family income of at least PHP 40,000
If employed, with permanent status with current employer for the last two (2) years
If in-business, with profitable operation for at least three (3) years
If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country
Working Overseas
A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan
For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination
For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies
Earning at least USD 1,000
