Update your Metrobank account contact details online

1. What is Metrobank’s Online Customer Updating platform?

Online Customer Updating (OCU) is a platform that allows you to update your mobile number and email address with the bank without having to visit the branch.

2. How can I access the Online Customer Updating platform?

You may access OCU by clicking the OCU link found on Metrobank’s official website.
Metrobank will not send the OCU link via email and SMS. If you receive a link through these channels, please report to the Metrobank Contact Center at (02) 88-700-700, 1-800-1888-5775, or email [email protected] using “Report on Possible Fraud” as the subject.

3. What is electronic Know Your Customer?

Electronic Know Your Customer (eKYC) is the process of validating a customer's identity through online technology. This replaces face-to-face KYC conducted in branches during customer information updating.

4. What happens in an eKYC?

During eKYC, you are asked to upload a valid Philippine ID and undergo a liveness test through a selfie shot. The eKYC service provider then checks if the ID submitted is authentic, and if the person performing the contact updating process is the same person indicated on the ID.

5. Who is Metrobank’s eKYC provider?

Metrobank’s eKYC provider is Zoloz.

6. What customer information can I update online?

Only your mobile number and/or your email address can be updated via OCU. OCU does not facilitate financial transactions and is not capable of activating or deactivating your access to Metrobank Online or the Metrobank App.

7. Who are qualified and not qualified to update their contact details?

All existing account holders with an active account status can update their customer information.

The following account holders are not allowed to update their customer information:
• Corporate customers
• Individual customers with an “inactive” or “dormant” account status

8. What are the requirements for OCU?

• Mobile device with a camera
• Valid Philippine ID (see no. 9 for the complete list)
• Steady and secure internet connection

9. What are the accepted IDs?

• Passport
• Driver’s license
• Unified Multi-purpose Identification Card (UMID)
• SSS ID (PVC type)
• National ID (Card Type)

10. What are the information that I need to provide online?

You only need to provide your full name, date of birth, 13-digit account number, along with your old and new contact number and email address. To confirm contactability of your new mobile number or email address, you will be asked to provide a One-Time Password (OTP) during the online session to complete the process.

You will not be asked any other information during the online session aside from these.

11. Why do I need to provide my account number?

Your account number is requested to validate account ownership.

12. Why do I need to provide an OTP?

The OTP is required to ensure contactability of your new mobile number and/or email address. This also ensures that the owner of the account is in possession of the new contact information, which the bank is being asked to save.

There is a specific field on OCU where you will be asked to type your OTP.

The bank never asks for your OTP through phone call, email, SMS, or chat.

13. What account types are accepted?

You can have your contact details updated using any of your 13-digit Savings

14. I want to change my contact number, but my active account is a joint account. Can I use this account number on OCU?

Yes, you can update using your JOINT AND/JOINT OR account number. However, for JOINT AND/JOINT OR accounts, only one of the account holders at a time is allowed to update contact information.

15. How long will it take for the change request to be implemented after I use OCU?

Turnaround time is at least 4 days, depending on the result of the validation process on the information you submitted.

16. I also want to have my contact details changed for my Metrobank Online/Metrobank Mobile App access. How can I do this?

If you are enrolled in Metrobank’s online banking channels and requested for an update via OCU, updates will take effect within seven (7) banking days. Until then, notifications and One-Time Passwords (OTPs) for online channels will be sent to your old mobile number or email address.

17. I don’t have access to Metrobank Online site or the Metrobank App yet. When can I enroll in these online banking platforms?

You can enroll in the Metrobank Online site or app once you receive a notification via email or SMS that your request for contact details updating is successful.

18. How secure is OCU?

• OCU can only be found and used within Metrobank’s official website
• All messages on OCU go through an encryption process
• OCU implements extensive validation, which includes a secure eKYC process
• Notifications on the contact detail update status are sent to you in real time

19. How do I know that I am not being phished to provide my information to fraudsters?

OCU asks for a minimum number of customer information to help us verify account ownership (refer to no. 9 for the requirements). No other information will be asked aside from those listed in no. 9.

OCU never asks for or prompts you to perform financial transactions within the same platform.

20. Can I make financial transactions through OCU?

No, OCU is a platform that only accepts customers’ request to change their mobile number and/or email address. If an online form that appears like OCU asks you to input information other than those listed in no. 9, or prompts you to make a financial transaction, disregard and report it immediately to the Metrobank Contact Center at (02) 88-700-700, 1-800-1888-5775. You may also email [email protected] using “Report on Possible Fraud” as the subject.

21. How can I know the status of my change request?

OCU sends an email and/or SMS that contains a reference number and the status of your request, and any additional step that you may need to do to complete the request. To check the status of your change request, click the “check status” button on the OCU landing page and input your reference number.

22. What device types can be used for OCU?

OCU is only accessible in mobile browser. If you accessed it using a laptop or computer, you will be redirected to a QR page. You will then need to scan the QR code using a mobile device to proceed with OCU.

23. If I visit a branch to update my contact information after submitting my request via OCU, what will happen to my online request?

The branch request will be processed and the OCU request will be cancelled. You will receive a notification regarding the cancellation.

24. I received a notification that my OCU change request was unsuccessful but I am sure that I provided the correct information. What should I do?

If your request was declined, you may submit a new contact update request through OCU or at any Metrobank branch.

25. How can I confirm that my mobile number or email address is updated in the bank’s records aside from the notifications sent by the bank?

You may call or visit your branch of account to confirm the update.